대추재해보험도입을 위한 조사연구

Abstract

Crop insurance, one measure to counter natural disasters, is the most superior system preserving income from accidents. Insurance system has been currently introduced into fourteen agricultural and forest products including apples, pears, chestnuts. Jujube, however, have not been seriously discussed for the object of crop insurance before a series of typhoons resulted in decreasing outputs. The purpose of this study is investigating jujube producers' demand for the insurance, estimating standard yield and price, suggesting alternatives for an exhibition application. The demand for the insurance has been estimated that about 68.9% of total jujube farmers would insure. Standard yield tables vary between areas, and the yield and the age of jujube trees have no significant relationship. The reason is that methods of plantation and caring are not standardized, and are different from region to region. To apply the standard yield tables into the main insurance business, it is required to improve the tables. The appraisal system currently used for crop insurance will be directly applied for jujube. To lead the system into early settlement it is required to develop a specific policy and to survey the demand of it. Based on the results of the survey the government should decide whether to extend the insurance system or not.